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Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Jul162018

Money Talks - July 14, 2018

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®, to discuss the week’s market reaction to some inflationary numbers, including the Producer Price and Consumer Price indices. They also discuss the developments in the U.S. trade war with China. Jim lead a discussion on long-term care insurance, and the options investors have when shopping for LTC coverage, including traditional carriers and hybrid policies. The experts also answer listeners’ questions on Fortune Brands and Home Security, ADT, deferring 401(k) required minimum distributions if you continue to work, “living benefit” guarantees on annuities, and Capital One. 

  

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Monday
Jul162018

Case Study: Hybrid Long-Term Care Insurance Policies Have Changed the Insurance Landscape

This week, Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®. Jim leads a discussion on long-term care insurance, and the options investors have when shopping for LTC coverage, including traditional carriers and hybrid policies.

 

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Monday
Jul162018

Market Update: Major Indices Gain for the Week as Inflation Inches Up

U.S. stocks stepped up on Monday for the third straight session, on jobs data optimism. The previous Friday’s Employment Situation reported our labor market added 213,000 jobs in June. Stocks continued to rise the next day notching their seventh session of gains; however, the eight-day rally came to an end on Wednesday as the indices slumped as concerns over escalating trade tensions outweighed optimism for the upcoming earnings season. The Trump administration threatened additional tariffs on $200 billion worth of China-made goods. In economic news, wholesale inflation ticked up slightly more than expected in June. The Producer Price Index rose 0.3% last month versus estimates of a 0.2% increase. Technology stocks led the upswing on Thursday, along with a variety of economic news. Consumer prices increased just slightly in June, as the Consumer Price Index, which measures consumer inflation levels, rose 0.1% last month. The result was shy of an estimated 0.2% uptick. Department of Labor data showed first-time jobless claims fell by 18,000 to 214,000 in the week ended July 7. Indices closed in the green zone on Friday, despite evidence that consumer confidence is on the wane. In a preliminary reading for July, the University of Michigan's consumer sentiment index fell 1.1 points to 97.1, marking its lowest level since January. For the week, the Dow Jones Industrial Average climbed a solid 2.30%, followed by the NASDAQ Composite with a gain of 1.79%, and the S&P 500 Index with a gain of 1.50%.

 

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Monday
Jul162018

Q&A Time: Consumer Discretionary Stocks, 401(k) RMDs and More

Henssler’s experts answer listeners’ questions on Fortune Brands and Home Security, ADT, deferring 401(k) required minimum distributions if you continue to work, “living benefit” guarantees on annuities, and Capital One. 

 

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Monday
Jul092018

Money Talks - July 7, 2018

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen and Senior Associate Jarrett McKenzie, CFP®, CWS®, to cover the market’s weekly performance and the rebound in Telecommunication Services. They also discuss the easing of trade tariff tensions between the United States and China. Jarrett brings a case study about mid-year reviews to the discussion. The experts discuss the opportunities for tax loss selling in the current market and other points to consider mid-year. The show hosts also answer listeners’ questions on non-deductible IRA contributions, semiconductor systems company Micron Technology and Chinese e-commerce company Alibaba.

  

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Monday
Jul092018

Case Study: Don’t Let Your Investments Coast Through Summer

This week, Senior Associate Jarrett McKenzie, CFP®, CWS®, joins Chief Investment Officer Troy Harmon, CFA, CVA, and Research Analyst Jacob Keen, bringing a case study about mid-year reviews to the discussion. The experts discuss the opportunities for tax loss selling in the current market and other points to consider mid-year.

 

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Monday
Jul092018

Market Roundup: Positive Week Despite Beginning of Trade War

The week’s market action started with a late afternoon rally in U.S. equities on Monday after futures were pressured into the open with the S&P 500 Index finishing up 0.31%. Participation was broad, but led by Technology. Tuesday’s trading was shortened by the Independence Day holiday, but still saw a significant sell-off in the final hour of trading, which left the S&P 500 0.49% lower on the day. Information Technology found its way to the bottom of the sectors, losing 1.37% while the otherwise lackluster Telecommunication Services sector charged ahead, gaining 1.16% on the day. Small company stocks rallied in late trading, finishing 0.97% higher. The yield curve flattened with the one-month Treasury rising 15.5 basis points (0.155%) since last Friday. After the holiday, U.S. stocks moved solidly higher Thursday as investors seemed to shrug off trade worries between the United States and China despite the Fed’s Minutes acknowledging the potential impact tariffs could have on the domestic expansion. The Dow Jones Industrial Average rose 0.75% while the S&P 500 and NASDAQ Composite rose 0.86% and 1.12%, respectively. The United States is scheduled to impose tariffs on $34 billion of Chinese imports Friday, which is expected to be countered with tariffs on U.S. imports. Stocks jumped on Friday following a solid June employment report, as 213,000 jobs were added to the economy in June. The data showed that the number of individuals seeking employment rose as well, forcing the unemployment rate a bit higher but still near an 18-year low. The United States slapped levies on $34 billion of China’s exports early Friday, while in response, China’s State Council said it applied tariffs on 545 U.S. items ranging from agricultural products to vehicles. Despite the beginning of the trade war, the Dow rose 0.4% while the S&P 500 and NASDAQ rose 0.8% and 1.3%, respectively. For the week, the Dow gained 0.8%, while the S&P 500 notched a 1.5% gain and the NASDAQ, 2.4% advance.

 

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Monday
Jul092018

Q&A Time: Non-deductible IRA Contributions, Tech and Alibaba

The “Money Talks” hosts answer listeners’ questions on making non-deductible IRA contributions, semiconductor systems company Micron Technology, and Chinese e-commerce company Alibaba.

 

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Monday
Jul022018

Money Talks - June 30, 2018

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss consumer confidence and housing news, including new home sales and home prices across 20 major cities. They also discuss how trade tariffs have weighed on the week’s market action. K.C. and Jennifer discuss what happens with your financial plan and time horizons when you’re blindsided by a life event. The experts also answer listeners' questions on cosmetics and fragrances company Estee Lauder, estimating your Social Security benefits, whether or not we are in a housing bubble, and cannabinoid biopharmaceutical company GW Pharmaceuticals.

  

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Monday
Jul022018

Case Study: Risk Management and Your Retirement Savings Plan

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss how risk tolerances are affected by your time horizons, and what happens with your financial plan and time horizons when you’re blindsided by a life event.

 

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Monday
Jul022018

Market Roundup: Major Indices Continue Downward Trend for Second Week

The major U.S. indices closed in red territory as trade tensions ramped up on Monday. The Technology sector was hit particularly hard resulting in the NASDAQ Composite falling nearly 3% in mid-day trading. In housing news, new home sales ticked up in May, with sales increasing 6.7% from April’s revised level and are up by 14.1% from May 2017. Tuesday Energy sector stocks rallied, pushing the markets higher, giving investors a reprieve from the previous day’s performance. However, the market was down again mid-week with the Financial sector leading the way lower on the S&P 500 amid continued trade tussling. Investors have had to weigh mixed signals from the United States and China, leaving some worrying about the outlook for global growth. Thursday saw stocks stepping up on a variety of news, despite reports that U.S. gross domestic product growth slowed slightly in the first quarter. Real GDP grew 2% versus 2.9% in the fourth quarter, and the 2.2% and 2.3% growth reported for the prior two months. Additionally, initial jobless claims increased, as the Department of Labor reported new claims rose to 227,000 from 218,000 in the week ended June 23. Friday, markets were relatively flat as both China and the Trump Administration have been quiet for a few days regarding the tariffs imposed from both directions.

 

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Monday
Jul022018

Q&A Time: Social Security Benefits, Housing Bubble and Stock Questions

The “Money Talks” experts answer listeners questions on cosmetics and fragrances company Estee Lauder, estimating your Social Security benefits, if we are in a housing bubble, and cannabinoid biopharmaceutical company GW Pharmaceuticals.

 

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Monday
Jun252018

Money Talks - June 23, 2018

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the latest Consumer Sentiment according to the University of Michigan, housing news and the week’s market action. K.C. and Jarrett discuss legacy planning using a charitable remainder trust. They also talk about how investors can further control their charitable gifts by combining a charitable remainder trust with a donor advised fund. The Henssler Experts also answer a variety of listeners’ questions, including a follow-up to last week’s discussion on health savings accounts, GE’s stake in Baker Hughes, mature tech stocks, and whether one can undo a Roth IRA conversion.

  

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Monday
Jun252018

Case Study: Creating a Philanthropic Legacy with an Income Stream for You

Managing Associate K.C. Smith, CFP®, Senior Associate Jarrett McKenzie, CFP®, CWS®, and Chief Investment Officer Troy Harmon, CFA, CVA, discuss legacy planning using a charitable remainder trust. They also talk about how investors can further control their charitable gifts by combining a charitable remainder trust with a donor advised fund.

 

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Monday
Jun252018

Market Roundup: Indices Close Week Flat to Lower on Trade Fears

The U.S. Markets started out the week on a mixed note on continuing trade tensions between the U.S. and China. The Dow Jones Industrial Average and S&P 500 Index shed some points while the NASDAQ Composite ended fractionally positive. West Texas Intermediate crude oil increased, settling at $65.85 a barrel, and Energy stocks stepped up as a result. Indices closed in the red zone on Tuesday, amid continuing trade tensions. In housing news, starts rose 5% in May to an annual pace of 1.35 million, exceeding estimates of 1.31 million. Results were again mixed mid-week, with the Dow closing slightly in the red zone, the S&P 500 rebounding, and the NASDAQ traded to a new record level. China trade tensions continued to weigh heavily on the market Thursday, despite Department of Labor reports showing new jobless claims fell by 3,000 to 218,000 in the week ended June 16. Indices were mixed again Friday, with the Dow and S&P 500 stepping up while the NASDAQ shed some points. Oil prices jumped up after the Organization of the Petroleum Exporting Countries (OPEC) reached an agreement to increase output. For the session, West Texas Intermediate crude added 4.58% to settle at $68.78 a barrel.

 

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Monday
Jun252018

Q&A Time: Money for Health Care, GE, Mature Tech Stocks and More

The Henssler Experts answer a variety of listeners’ questions, including a follow-up to last week’s discussion on health savings accounts, GE’s stake in Baker Hughes, mature tech stocks, and whether one can undo a Roth IRA conversion.

 

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Monday
Jun182018

Money Talks – June 16, 2018

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, host the show and discuss inflation indicators, the Consumer Price and Producer Price indices released during the week. D.J. and Jarrett discuss a client situation of navigating company-sponsored health care coverage, and offer tips on how to make the most of your health care dollars. The experts also answer listeners’ question on Athenahealth’s CEO stepping down, how many insurance policies an investor should have; buying a house with no money down; and more.

  

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Monday
Jun182018

Case Study: Navigating Group Health Coverage Options

Research Analyst Nick Antonucci, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, discuss navigating company-sponsored group health care coverage, and offer tips on how to make the most of your health care dollars.

 

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Monday
Jun182018

Market Roundup: Despite Positive Economic Releases, Markets End Week Mixed in Reaction to Tariffs 

The U.S. markets posted slight gains on Monday ahead of the Trump-Kim summit in Singapore. On Tuesday, the Federal Reserve kicked off its two-day meeting on monetary policy. Indices closed mixed with the Dow ending fractionally in the red while the S&P 500 and NASDAQ Composite stepped up. The mixed results followed the summit between President Donald Trump and North Korean leader Kim Jong Un. On another note, consumer prices ticked up slightly in May, as the Consumer Price Index rose by 0.2%, as anticipated. The CPI has climbed 2.7% over the past year, marking the fastest pace since early 2012. Indices ended trading in the red zone on Wednesday amid the approval of the AT&T-Time Warner acquisition. The decision affected brands such as CVS, who tacked on more than 3%, and may clear the way for the $69 billion CVS and Aetna acquisition. As expected, the Federal Reserve raised the target range for the federal funds rate 25 basis points to 1.75%-2.00%. Additionally, the Producer Price Index rose 0.5% in May, exceeding estimates. Indices ended the trading session mixed on Thursday, as the Dow closed fractionally lower while the S&P 500 and NASDAQ added some points. The utilities sector led gains on the S&P 500. Initial jobless claims decreased last week, when the Department of Labor showed first-time claims for unemployment insurance benefits fell from 222,000 to 218,000. On another note, retail sales ticked up in May. Sales rose 0.8%, following gains of 0.4% and 0.7% in the prior two months. Gains achieved earlier in the week were given back on Friday as investors appeared to react to China's retaliatory tariffs on American exports. The deteriorating relationship between the United States and China escalated as the Trump administration revealed plans to impose tariffs of 25% on a significant number of Chinese imports. In response, China targeted U.S. exports, including cars and crude oil, for similar tariffs. By the end of the week, the Dow fell the most, suffering through its largest one-week loss since March.

 

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Monday
Jun182018

Q&A Time: Athenahealth, Insurance Policies You May Need, No Money Down Home Purchases and More

The “Money Talks” experts answer listeners’ questions on Athenahealth’s CEO stepping down, how many insurance policies an investor should have, and buying a house with no money down. They also provide their opinions on discount store Five Below, and offer advice on how to take tax-efficient retirement plan distributions.

 

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