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Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Feb192018

Money Talks - February 17, 2018

This week on “Money Talks,” Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to cover the week’s market moves and sector performance. They also cover inflation indicators, the Consumer Price and Producer Price indices and discuss what inflation might mean for the market. Shawna and K.C. discuss how the Tax Cuts and Jobs Act changed the game for middle income taxpayers who may have been subject to alternative minimum tax in the past. With higher exemptions and phaseouts, far fewer people will pay AMT. The experts also answer listeners’ questions on Broadcom’s hostile takeover of Qualcomm, the difference between profit sharing plans and 401(k)s, retailer QVC and its parent company Liberty TripAdvisor Holdings, and Social Security statements.

  

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Monday
Feb192018

Case Study: Alternative Minimum Tax—Back To Targeting the Very Rich

Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to discuss how the Tax Cuts and Jobs Act changed the game for middle income taxpayers who may have been subject to alternative minimum tax in the past. With higher exemptions and phaseouts, far fewer people will pay AMT.

 

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Monday
Feb192018

Market Roundup: Markets Rebound After Last Week’s Decline

The major indices closed in green territory on Monday as commodity prices stabilized. Energy stocks moved ahead on an increase in crude oil prices. The following day, the indices closed with slight gains, with the Dow Jones Industrial Average ending in the green zone, rebounding up off early low levels. Indices landed in the green zone on Wednesday, again with the Dow rebounding from early session lows on a variety of economic news. Inflation ticked up slightly more than expected in January as shown by The Consumer Price Index increasing 0.5% last month, versus economists' forecasts of a 0.3% upswing. Core inflation edged up 0.3% in January. On another note, retail sales decreased in January, with sales slipping 0.3% versus expectations of a 0.2% gain. The Dow, S&P 500 Index, and NASDAQ Composite stepped up for the fifth straight session on Thursday. The Street heard from the Bureau of Labor Statistics again, this time, reporting that U.S. producer prices ticked up by 0.4% in January. The results were in line with forecasts. Core PPI rose 0.4%, which exceeded estimates of 0.2% growth. Additionally, the Department of Labor showed initial jobless claims increased last week, as first-time claims climbed by 7,000 to 230,000. After a positive week, the markets closed with mixed moves on Friday. The Dow and S&P 500 posted slight gains while the NASDAQ shed some points. Trading was mixed on a variety of economic news. Consumer confidence ticked up in February, according to a preliminary measure from the University of Michigan. The Consumer Sentiment Index ramped up to 99.9 from 95.7 in January. The reading marked the second-highest level in 14 years.

 

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Monday
Feb192018

Q&A Time: Hostile Takeovers, Retirement Plans and More

The “Money Talks” experts answer listeners’ questions on Broadcom’s hostile takeover of Qualcomm, the difference between profit sharing plans and 401(k)s, retailer QVC and its parent company Liberty TripAdvisor Holdings, and Social Security statements.

 

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Monday
Feb122018

Money Talks - February 10, 2018

This week on “Money Talks,” Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the volatility in the market, the ISM Non-Manufacturing Index, International trade and interest rates. They also take a look at how the Tax Cuts and Jobs Act changed the deductibility of casualty losses, and how taxpayers need to understand what their insurance covers. The experts also answer listeners’ questions on GE and how much inflation to factor in retirement savings.

  

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Monday
Feb122018

Case Study: Casualty Losses: Disasters Can Strike Regardless of Income or Wealth

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss how the Tax Cuts and Jobs Act changed the deductibility of casualty losses, and how taxpayers need to understand what their insurance covers.

 

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Monday
Feb122018

Market Roundup: Roller Coaster Week For the Markets

Indices closed well into red territory on Monday with both the S&P 500 Index and Dow Jones Industrial Average declining more than 4%. Oil also slipped 1.9% to settle at $64.24 a barrel. Meanwhile, services industry activity increased in January as the ISM non-manufacturing index jumped to 59.9 from 56 in December. Despite a rocky start that pushed the Dow into correction territory, the major indices reversed their early losses and landed in green territory on Tuesday. The powerful comeback may reflect a realization by investors that the economy is still strong. In economic releases, investors learned the U.S. trade deficit increased to $53.1 billion in December from a revised $50.4 billion in November. Volatility was back midweek as the trading day swung from green to close in the red. The likely cause of the market’s recent volatility could be fears of a rapid rise in inflation based on last Friday’s better-than-expected jobs report and news of the fastest annual wage growth in some time. Indices closed considerably lower on Thursday with Industrials, Financials and Technology sector stocks leading the decliners. The Dow and S&P 500 entered correction territory as concerns of rising interest rates and volatility impacted markets. For the roller coaster week, indices closed with gains on Friday. The Dow added 330 points in a late afternoon rally while the broader S&P 500 Index was ahead by 39, and the tech-heavy NASDAQ had advanced 97 points. The sector breakdown was dominated by advancers, including Technology and Utility stocks gaining 1.6% and 1.2%, respectively. Although impressive, the late rally was not nearly enough to erase the week’s losses, with equities down more than 5% over the last five sessions.

 

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Monday
Feb122018

Viewpoints: Speculation and Market Volatility

Chief Investment Officer Troy Harmon, CFA, CVA, begins with a story on an obscure exchange-traded fund that tracked the inverse of market volatility collapsed after Monday’s more than 4% decline. This leads to a discussion on volatility in general, speculative investments and everyone’s favorite speculative investment—Bitcoin.

 

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Monday
Feb122018

Q&A Time: GE and Inflation’s Effect on Retirement

The “Money Talks” experts answer listener’s questions on General Electric and how much inflation an investor should factor into his retirement savings.

 

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Monday
Feb052018

Money Talks - February 3, 2018

This week on “Money Talks,” Managing Associate, D.J. Barker, CWS®, joins Troy Harmon, CFA, CVA, and Shawna Theriault, C.P.A., CFP®, CDFA® to discuss the market’s pullback, and several economic releases, including U.S. Personal Income and consumer confidence, and the Federal Market Open Committee meeting. The show’s hosts also take a closer look at how the Tax Cuts and Jobs Act changed the Kiddie Tax and highlight what you need to know if your child has unearned income. The experts round out the show answering listeners’ questions on intermediate term bond funds, agricultural commodities processor Archer Daniels Midland, and options for long-term care other than nursing homes.

  

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Monday
Feb052018

The Kiddie Tax Ensures the IRS Gets Some of Your Child’s Unearned Income

Managing Associate, D.J. Barker, CWS®, joins anchors Troy Harmon, CFA, CVA, and Shawna Theriault, C.P.A., CFP®, CDFA®, to discuss how the Tax Cuts and Jobs Act changed the Kiddie Tax and highlight what you need to know if your child has unearned income.

 

Written Commentary

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Monday
Feb052018

Market Roundup: Hello Volatility, My Old Friend

Indices closed in the red zone on Monday, as the Utilities and Energy sectors lagged on the S&P 500. The slip continued Tuesday with the major indices closing the session in red territory. Energy brands dipped on a slip in crude oil prices. Midweek, the indices rebounded up off back-to-back downswings with stocks stepping up on a variety of economic news. Comments from Janet Yellen's final meeting as Fed chair offered few revelations. The Federal Open Market Committee members left rates unchanged at 1.25% to 1.5%, but expect inflation to increase and stabilize around the 2% mark. The first rate hike of the year is expected in March. Indices closed out with mixed moves on Thursday. The Dow Jones Industrial Average stepped up, while the S&P 500 Index and NASDAQ Composite shed some points ahead of earnings from Technology sector titans. In other news, the Department of Labor data showed initial jobless claims fell by 1,000 to 230,000 last week. A jolt of volatility hit markets on Friday, reversing the tranquility markets have been experiencing recently after a rise in interest rates spooked stock investors. The Dow Jones Industrial Average plummeted 2.5%, marking its biggest one-day decline since the Brexit vote in June of 2016. For the week, the blue-chip index lost nearly 1100 points, the most since the financial crisis in October 2008. The S&P 500 and NASDAQ also closed in the red, falling 2.1% and 2% respectively. Despite the drop, all three major indexes are up for the year. The yield on the 10-year Treasury note climbed to 2.85%.

 

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Monday
Feb052018

Q&A Time: Intermediate Bond Funds, Archer Daniels Midland and More

The “Money Talks” experts answer listeners’ questions on intermediate term bond funds, agricultural commodities processor Archer Daniels Midland, and options for long-term care other than nursing homes.

 

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Monday
Jan292018

Money Talks - January 27, 2018

This week on “Money Talks,” Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Tax Manager John Dickson, C.P.A., CFP®, CVA, to discuss the market movements for the week, housing news, including, mortgage rates, and existing and new home sales, and how the markets are reacting to tax reform. John helps the guys take a deeper look into some immediate tax benefits for businesses, including a doubled Section 179 and 100% first year bonus depreciation. The experts round out the show answering listeners’ questions on the Vanguard Index Trust 500, capital gain exclusion on a home, and provide their advice to a retiree on taking community board positions.

  

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Monday
Jan292018

Case Study: Immediate Tax Benefit for Capital Expenditures

This week on “Money Talks,” Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Tax Manager John Dickson, C.P.A., CFP®, CVA, to discuss some immediate tax benefits for businesses, including a doubled Section 179 and 100% first year bonus depreciation.

 

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Monday
Jan292018

Market Roundup: Full Week of Record Territory Highs

For the week, favorable corporate earnings reports and a 2.6% annual rate of growth for the fourth-quarter GDP helped buoy investors’ confidence in equities. The market kicked off the week with indices again closing in new record territory on Monday. Stocks stepped up as the Senate arrived at a deal to resume full government activity. Energy sector brands traded up to a 52-week peak level. Mixed moves were on deck Tuesday, as the Dow Jones Industrial Average ended the trading session fractionally in the red. The S&P 500 Index and NASDAQ Composite hit new record levels. Moves were again mixed on Wednesday, when this time, the Dow closed at a new record level while the S&P 500 and NASDAQ shed some points. On Thursday, both the Dow and S&P 500 moved up to new all-time heights while the NASDAQ ended fractionally in the red for the day. In economic news, Department of Labor data showed initial jobless claims ticked up by 17,000 to 233,000 last week. Additionally, the latest report from the National Association of Realtors showed that total existing-home sales fell 3.6% in December from November’s total. However, sales increased 1.1% in 2017 to a 5.51 million sales pace—the highest rate in 11 years. The week ended with indices landing in new record territory on Friday. Brands stepped up on a variety of earnings and economic news. On another note, crude oil hit a two-year peak. West Texas Intermediate crude jumped 1.0% to settle at $66.14 per barrel. Looking elsewhere, Commerce Department data showed the economy grew at an annual rate of 2.6% in the fourth quarter, just shy of an expected pace of 3.0%.

 

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Monday
Jan292018

Q&A Time: Vanguard Index Trust 500, Home Gain Exclusion, and More

Our experts answer listeners’ questions on the Vanguard Index Trust 500, capital gain exclusion on a home, and provide their advice to a retiree on taking community board positions. 

 

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Monday
Jan222018

Money Talks - January 20, 2018

This week on “Money Talks,” Principal Jennifer J. Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA, to discuss the market’s continued rise and how the increase is distributed across the S&P sectors. Jennifer and D.J. discuss the changes the Tax Cuts and Jobs Act made to 529 Plans, now allowing withdrawals of up to $10,000 for private elementary and high school tuition. The experts also have an in-depth discussion on Bitcoin, and answer listeners’ questions on optical subsystems provider Finisar Corp., and brewers Boston Beer Company and Anheuser Busch InBev.

  

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Monday
Jan222018

Case Study: Private School Tuition is Now a Qualified Education Expense for 529 Plans

Principal Jennifer J. Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA to discuss the changes the Tax Cuts and Jobs Act made to 529 Plans, now allowing withdrawals of up to $10,000 for private elementary and high school tuition.

 

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Monday
Jan222018

Market Roundup: Favorable Earnings Results in a Positive Week for Equities

With the markets closed Monday for Martin Luther King Jr. Day, they made up during the rest of the week with plenty of action and new all-time highs. Indices landed slightly to the red side on Tuesday. The Dow Jones Industrial Average jumped above 26,000 for the first time before retreating for the session. Energy brands declined amid a dip in oil prices. Indices ended trading at new record highs on Wednesday marking the first time the Dow closed above 26,000. Indices closed in the red zone on Thursday on mixed earnings reports. Department of Labor data showed that initial jobless claims decreased last week, dipping by 41,000 to 220,000. Also, this week, crude oil prices climbed on a larger-than-expected drop in reserves. Energy Information Administration figures showed crude inventories fell by 6.9 billion barrels last week. Indices closed with slight gains on Friday. The Dow added points while the S&P 500 and NASDAQ both ended trading at new record highs. Investors proceeded with caution amid concern of a potential federal government shutdown. On another note, consumer confidence is on the wane so far this month. In a preliminary reading for January, the University of Michigan's sentiment index fell to 94.4, the lowest level since July.

 

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